BOZEMAN, Mont., July 16, 2025--(BUSINESS WIRE)--FICO (NYSE: FICO), global analytics software leader, today released a new white paper revealing that FICO ® Score 10 T – the company’s most predictive ...
Mortgage lenders will soon have a new way to assess borrowers applying for government-backed loans. That sent the stock of America’s biggest credit score company plunging Tuesday. Federal Housing ...
Fair Isaac Corp., or FICO, has dominated credit scoring until recently. - Getty Images/iStockphoto The credit-scoring industry is going through a big shift as companies compete to gain more power over ...
FICO has fired its latest shot in the credit scoring wars, launching a direct license program that promises to slash costs for lenders by cutting out credit bureau markups. But not everyone is ...
Fair Isaac is rated 'Hold' after a 38% drop from its 52-week high, driven by regulatory changes allowing VantageScore competition. FICO's historical monopoly and wide moat are eroding as Fannie Mae ...
Exactly 30 years ago, Fannie Mae and Freddie Mac adopted credit reports and their scores from FICO as a basis for mortgage credit decisions (approval or denial) and risk-based loan pricing. That FICO ...
This op-ed was originally published in National Mortgage News. In July 2025, a pivotal change came to the mortgage industry, when the Federal Housing Finance Agency officially approved the use of ...
Fair Isaac is upending the credit-scoring industry by giving mortgage lenders a way to get its credit scores without buying them from Experian, Equifax EFX0.68%increase; green up pointing triangle or ...