If you're considering credit card debt forgiveness, steer clear of these slip-ups in the new year, experts say.

Elevated interest rates and high living costs continue to strain retiree budgets as we head into 2026. A recent AARP study ...

Using a tax refund to pay down high-interest credit card debt can save you money and improve your credit. Making a plan for all of your cash windfalls, including tax refunds, can help you maximize ...

Half of Americans are in some sort of credit card debt. If that’s you and you’d like to change that in the New Year, 5 On ...

Personal loans are popular options for credit card debt consolidation. Replacing revolving credit card debt with an installment loan can help you pay less interest and clear balances sooner. By ...

Debt feels like a constant weight for many Americans in today's tough economic environment. Credit card balances, personal loans and medical bills can pile up faster than people realize, leaving ...

Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.

Bounced payments, especially if you make more than one returned payment on the account, can prompt the card issuer to freeze ...

High-interest loans keep borrowers stuck; the avalanche strategy offers a practical, interest-saving exit path.

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

Credit card debt is the most common type of debt carried by older adults. High-interest debt means spending more of your ...

Experts attributed the trend to factors like people not spending within their means, as well as easier access to credit like “buy now, pay later” services.