Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are ...

FICO is bringing a real-time cash-flow data upgrade to its UltraFICO score through a partnership with the data aggregator Plaid. The credit score reporting company is releasing the upgrade as credit ...

LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

Experian, a global firm focused on data and technology, announced the Experian Credit + Cashflow Score. The model combines Experian’s credit, alternative and trended data, and consumer-permissioned ...