Learn how the Cash Value Accumulation Test (CVAT) determines if a financial product is taxed as insurance or an investment with potential tax benefits.

Annuities may be a good fit for clients seeking a steady stream of income over their retirement years—and they can also serve as an effective tool for managing taxes on that income. In particular, ...

Subscribe to The St. Louis American‘s free weekly newsletter for critical stories, community voices, and insights that matter. Sign up “Tax deferral” is a method of postponing the payment of income ...

DALLAS, Dec. 8, 2025 /PRNewswire/ -- NexAnnuity announced the launch of the NexCompounder Fixed Index Annuity (FIA), designed to help individuals take their retirements to the next level with growth ...

Annuities allow you to grow your money on a tax-deferred basis. Some withdrawals from an annuity are taxable, and some are not. You can switch your annuity to another provider tax-free. Annuities are ...

When planning for retirement, annuities often enter the conversation as a way to secure a steady income stream. Look under the hood of an annuity, though, and you’ll find many moving parts, often with ...

A pension annuity works by providing a guaranteed income stream during retirement. It involves an agreement between an ...

Indexed universal life (IUL) insurance offers a unique blend of life insurance protection and the potential for cash value growth linked to market indexes. One of the primary tax advantages of IUL ...