Why aren't student loans dischargeable under Chapter 7 or Chapter 13 bankruptcy? All know filing for bankruptcy is no joke. A person who chooses bankruptcy can expect 10 years of poor to no credit.

Americans are in a tough spot right now when it comes to debt. According to the latest Household Debt and Credit Report, the total household debt hit $18.2 trillion in Q1 2025, and credit card ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. A debt discharge doesn't happen randomly, either, and it doesn't apply ...